- This will provide up to $10,000 in Accidental Death and Dismemberment benefit for IAB Member and up to $6,000 for the spouse and $5,000 for the dependent children.
- Benefit is provided to IAB Members under a Group Policy
- Certain terms and conditions apply
- See your benefits booklet for complete details
Underwritten by U.S. Fire Insurance Company
DESCRIPTION OF BENEFIT
Eligible participants will be protected 24 hours a day, 365 days a year, for covered accidents occurring anywhere in the world, on or off the job, at home or while traveling. These program benefits are paid in a lump sum.
Accidental Death & Dismemberment Benefit: This plan will insure covered persons for the losses shown below that occur within one year from the date of a covered accident. The Principal Sum for this plan is $20,000 for members, $6,000 for spouses and $5,000 for each dependent child. If a covered person sustains more than one loss as the result of one accident, only one amount, the largest, will be paid.
| Loss | Percentage of Principal Sum |
| Loss of Life | 100% |
| Loss of Both Hands | 100% |
| Loss of Both Feet | 100% |
| Loss of Entire Sight of Both Eyes | 100% |
| Loss of One Hand and One Foot | 100% |
| Loss of One Hand and Entire Sight of One Eye | 100% |
| Loss of One Foot and Entire Sight of One Eye | 100% |
| Loss of One Hand | 50% |
| Loss of One Foot | 50% |
| Loss of Entire Sight of One Eye | 50% |
| Loss of Thumb and Index Finger of the Same Hand | 25% |
