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FAQ's

Legal Benefit
Q. Can I change attorneys, for whatever reason?
A.
Yes, at any time and for whatever reason and as often as is needed. You aren't restricted in any way. Simply call the Customer Service center at 800-305-6816 for a new referral to a participating attorney anytime you need one.

Q. What happens if I move to another part of the country?
A.
You simply call the Customer Service center at 800-305-6816 and you will be assigned to another network attorney. With a network of 20,000 attorneys in all 50 United States, and Puerto Rico and the U.S. Virgin Islands, you'll always be able to have your legal needs taken care of.

Q. What is excluded or not eligible under the plan?
A
. Nothing . Since the plan is not an insurance policy, there are no pre-existing conditions, exclusions, waiting periods or usage limitations. All areas of law are eligible for the plan discounts; including, but not limited to, simple traffic offenses to more complicated custody, criminal and civil suits.

Q. What are some of the benefits?
A.
As a plan member, the attorney referred to you will provide:

  • 7 free services, such as the preparation of a simple will (along with annual updates), unlimited consultation per new legal matter, review of important legal documents per new legal matter (6 page max.) and many others.
  • 8 deeply discounted services, such as $210 for a simple divorce, $250 for filing Chapter 7 bankruptcy, $175 for a real estate closing, to name just a few.
  • An extended service and in-court representation is available for no more than $75 per hour. This is a tremendous savings from the national average of $210 per hour.
  • Contingency fees (if any) are at a 10% reduction of the state's maximum rate, or the attorney's usual rate, whichever is lower.

Q. Who is eligible? Do I have to add my spouse and/or children?
A.
You, your spouse and all children residing in your household up to the age of 23 are automatically included in the plan.

Q.  When do I need an attorney?
A.
Attorneys are needed in various cases, including:

  • If you are married and/or have children and do not have a will.
  • When buying a home.
  • When contemplating divorce.
  • When dealing with child custody issues.
  • When confronted with overwhelming debt.
  • To review any lease or rental agreement.
  • When you have a dispute with an auto mechanic, neighbor, service vendor, retail store, etc.
   

The information on this website is a generalized overview of this type of coverage.  If you need more information click I want to know more NOW| |SiteMap